Money goes from dumb to smart.
Ever hear that before? It may not be easy to hear – but Dani Johnson knows it to be true. Big credit card companies, banks, retail stores and even our own government continue to entice people worldwide into a sinister form of slavery – debt.
And what Dani has been teaching thousands of clients for years is a proven financial concept that has helped those clients become debt free and financially independent. So let’s say it again:
Money goes from dumb to smart.
Want an example? Take a look at this disturbing – but funny – short video to see how it played out at a recent live event. It’s a little show called “The Truth About a Simple Leather Jacket.”
And here’s the concept, presented in convenient flowchart form:
See what Dani means? Right now the average credit card debt per household is $14,750. There are 609.8 million credit cards held by U.S. consumers (info per Creditcard.com, 2011). The simple truth is that paying off credit card debts – which average 16% interest and higher) is as good as earning 16% risk-free on your own money!
Here’s another statistic that should blow your mind: At a recent First Steps to Success event in Jacksonville, Florida, the amount of total debt paid off by just 36 of Dani’s clients (who have declared their own personal War On Debt™ was $1,884,219.84 in 18 months! That’s almost $2 million in debt paid off, from just 36 people in 18 months.
And it’s easier to do than you think. Imagine if you had all the tools you needed to pay off your debt – without ever increasing your income. Thousands of Dani’s clients all around the world have done just that.
This is your big chance to join the thousands of Dani Johnson clients who are winning the War On Debt™. It’s a legitimate way for you to free yourself from the shackles of debt – for good – without even increasing your income!
Click here for more testimonials and to get your very own copy of War On Debt™ — now!
Dani Johnson was the featured guest millionaire on ABC’s second season premiere of “Secret Millionaire,” and has recently made guest appearances on “The Oprah Winfrey Show,” “The View” and “Good Morning America.” And Dani knows what she speaks of: Raised on welfare, pregnant at 17 and homeless at 21, Dani became a millionaire at 23 – and knows what it is to start from the bottom, overcome adversity and rise to the top. So set aside a little time, and plug into her latest video – it’s a prime opportunity for you and your team to learn how to duplicate her success in your life.
Aloha Dani, great analogy and set-up. We don’t realize what the process is on most purchase stuff, cause we’re to busy working and want to spend our hard working dollars. Wow..and the banks makes there multiple folds of incoming money from us and other sources. What a system and design the banks as a money generator.
For some maybe. But I make money on my credit cards.
I buy on credit, get up to 30 days plus 15 day grace period to pay off card. My money stays invested for 45 days drawing interest. then I pay the card off in full. I also get free air miles so my $450 and higher airfare is free regularly. I can travel 1st class and save $1800 and more. Its great.
I charge anything over $1 and charge everything. All my expenses show up nice and neatly on a Credit card statement. They are entered into our bookkeeping system and read for our accountant.
So I make money on credit cards and teach others to do this also. I love credit cards!!!!
Of course it is those of you who don’t pay off the cards each month and pay interest and the stores who are paying 2% merchant fees to accept the credit card payments who pay for my Freebies. Thanks
Then I got an ELOC from an Credit bureau that gives me money at 2% if I need it longer term and won’t pay it off in 45 days. This works just like a credit card except it is a check you write and there is no grace period. So I never pay the high interest rates. So when I put a new metal roof on my house with Solar Tube lights that cost $30,000 I put it on the ELOC and Paid it off pretty quickly but the interest was tax deduxtable because it was for a home improvement.
And if the stores you shop at are positive cash flow they do not need to pay the bank loans either so they do not have to charge extra on their products due to their loans interest. So shop with positive cash flow companies.
Dani, this is best living example I’ve ever seen of the whole process! Awesome. The financial cycle and the money sink is gourgeously explained. Congrats!! By the way, you just kick me between my eyes… I’m an emerald too and the mocasins I’m wearing today are over 10 years old!! Paid with my credit card….but…. with the money from the bank not mine. As an emerald I use the 30 day credit that the bank gives me and as I pay the full amount spent every month I pay no interest.
God bless you for your work!
Mariette
I’m a little puzzled?
The content of this post does not reflect what the title promised to deliver.
It’s a nice teaser to wet my appetite enough to make me want to purchase the product, but I’m a paying subscriber to this blog already.
I do hope there will be more valuable posts soon.
I’m with you Jordy,
Dani’s info is great and she’s a super teacher but I felt a little bait and switch too.
I thought that leather jacket was made in Malaysia….But I get the point!
We’ve updated the title of the post to help connect the dots a little better. The concept is simple. Money goes from dumb (the debtors) to smart (the creditors/bankers) and every dollar spent paying off credit card debt (which averages 16% or more in interest) is the same as getting 16% return on your money completely risk free. If you want an easy proven system to eliminate ALL of your debt without increasing your income, you might want to look at the War On Debt home study program.
Hans & Dani, we just paid off another $25,000. Total debt paid off over $170,000 in 4 years. Not bad for two 30′somethings, with four kids on a military salary.
This was possible only by Gods grace & His principles. As He blessed us recently with a large lump sum payment back dated 7yrs from the goverment & and also gave us monthly increase.
I got the War on Debt study program on Monday (4/12/10) and already paid off $278.55 yesterday in credit card debt. I am very excited! I don’t even know where that came from! I don’t even make over $1000 a month working with mentally and developmentally disabled individuals. (Government doesn’t value them often to give workers a raise). I don’t have any “extra” stuff…or so I thought. I even cut off the end of my makeup tube to get more out instead of throwing it away…there was still a ton in there! I am having a yard sale this weekend. I am taking inventory of what I have. I am squeezing blood out of a turnip! LOL Anything is possible with God! Even blood out of a turnip! HAHA! Thank you for WAR ON DEBT! I didn’t have the money for it either but I made it a priority to buy it! Good decision! Thanks!
Through Dani’s First Steps to Success and Dave Ramsey’s Financial Peace University I am paying off $4000 this month and expect to pay another $5,000 off in a couple more months. It feels great!
difference between FPU and Dani’s war on debt?
I felt that this title didnot live up to its name- SO HOW EXACTLY ARE WE ABLE TO MAKE 16% ON OUR MONEY TO HELP PAY OFF CREDIT CARD DEBTS ETC?
If this is an indication of the content of this “course”, then you can all save your money. This is absurd…pure populist dribble created and “sold” to the uneducated. Do you really think that the plague of society are the banks that allowed the manufacturer, retailer, seamstress, trucking companies and farmer to go into business to begin with?
Available capital through responsible banking is what makes capitalism work. What better place to put resources than in the entrepreneurs?
I wonder how many of the attendees used credit to get into the seminar? How many people go into debt – and deeper and deeper into debt – chasing the MLM dream?
Money management and understanding economics doesn’t come from simpleton thought and through the demonization of others. We all know that the debt we accumulate is no one’s fault but our own. There are great online tools to help calculate the fastest way out. Perhaps the greatest value of programs like this is not the content – you can get that anywhere – but rather the motivation to make the change. Start getting out of debt right now by using the money that this course would cost you toward one of your real debts. Don’t attend another seminar until you have an income stream that supports it. Focus and track your results and leave the cheer-leading for those who like to feel like they are going to do something as opposed to those who actually do…..or you can pull out your credit card and buy the course.
A couple of my nerves were struck when I read this post but it resounded with my own truth on the inside. Thank you for caring enough to post and having the patience to do so. A very heartfelt thank you.
Financial wisdom and Blessings to all!!
Steve Wilson May 13,2010 at 6;23pm:
My 3:16pm post is in reply to your post.
Thanks again.
Dear Dani: I don’t own a credit card, is there anywhere I can purchase your books, other than on the internet?
While we’re discussing The Debt Cycle And How To Earn 16% On Your Money! (Part 1) | Dani Johnson Official Site – Grooming You For Success In Everyday Life!, Most companies will have testimonials on their websites. Read them. If they leave you in doubt ask if there is a way to communicate with a prior client.
Dani, don’t you plan to visit Russia and have your seminars here? and I wonder if it’s possible to find and buy your books and sets in Russian anywhere in Russia?
thank you in advance. wish you good luck.
Very nice post! I enjoy visiting your blog because of you guys always give us well thought out articles. Great work once again. I in the process adding to favorites this website. I believe I shall subscribe to this feed also. Thanks! ……..
Dani; Video is entertaining but you left out the mutual funds that everyone on stage had invested with that loaned money to the bank. If you want to end debt you should stop taking credit cards for your seminars and make everyone send in cash and prove that they did not use a credit card to buy an airline ticket or make a hotel reservation but then no one could get there and if they did they would have to sleep in their car. Don’t bite the hand that feeds YOU!
Man how fun would it be to drive this car on open road with no traffic, like out in the country
Very nice post. It seems lucky that Germany has a slightly different system concerning credit cards. Though there are still enough chances to accumulate debts. At least I don’t have to worry about my credit cards: I don’t have one! And I don’t need one here.
On the downside, I have to transfer money to my boyfriend everytime I want to purchase some DJ products…
Great video on how to make 16% on your money and quit paying 16% or more to use other peoples money. Declare your own personal war on debt!
What is everyones experience about buying the material. Is it you buy the book or cds and they dont tell you anything other than general info. Then they entice you to attend a seminar which may cost in the thousands.