The Debt Cycle and How to Earn 16% in Your Money! (Part 1)
Money goes from dumb to smart. Ever hear that before? It may not be easy to hear – but Dani Johnson knows it to be true. Big credit card companies, […]
It’s time to build your financial faith. Not faith in your finances…financial faith. The two are quite different. See, faith is the kind of thing you just can never get […]
It’s time to build your financial faith. Not faith in your finances…financial faith. The two are quite different.
See, faith is the kind of thing you just can never get enough of. If there was ever something to get more of, it’s faith!
Some people are weak in their faith, and some are strong. We (humans) tend to put faith into categories. You may not even realize you do this. But as you read this, I want you to pay attention to what gets provoked in your heart and mind…pay attention to what you’re thinking and feeling.
I’ve come across believers who have faith that God can heal cancer or some fatal disease, but they have no faith that He can open doors for them financially. There are some who have faith that God can bless others financially, but He won’t bless them personally.
Having faith for others, but not for yourself is a categorized faith. You have to know that is a lie rooted in the pit of hell. To believe that He would do it for someone else, but not for you…that is not rooted in the God of all truth!
Faith is an interesting thing. Many people who do not walk with God actually have financial faith. Many millionaires and billionaires have strong financial faith, and they follow many of God’s financial laws without realizing it.
Imagine if the body of believers actually followed God’s financial laws! Imagine if they believed them and activated them in their lives! Can you imagine if the world was filled with very influential people who were believers? We could win the whole world over IF the believers actually had faith like that and worked like that and used their influence to glorify their God. Instead, we have a very confused culture.
How does one who does not walk with God have strong faith? Because God’s Word does not return void! It does exactly what it was sent out to do. See, it doesn’t matter if somebody professes the name of God…God’s principles apply to all people. And God’s gifts are irrevocable.
Faith is a seed. When you use it, it grows and reproduces itself. When you don’t use it, it becomes dormant. It’s the same with financial doubt. Doubt is also a seed that grows and reproduces itself. And if you don’t use it, doubt becomes dormant. Both will grow based on whether you feed it or neglect it, because what you feed will flourish, and what you neglect will die.
If you neglect your doubt, hopelessness, fear, and anxiety, those things will die. Those things will become dormant. Choose to feed faith, belief, happiness. In fact, the Bible says "Whatever is true, whatever is honorable, whatever is right, whatever is pure, whatever is lovely, whatever is of good repute, if there is any excellence and if anything worthy of praise, dwell on these things." Feed those things!
Let’s take a look at 2 individuals who had financial faith…
Mark 12:42-43 says, "A poor widow came and put in two small copper coins, which amount to a cent. Calling His disciples to Him, He said to them, ‘Truly I say to you, this poor widow put in more than all the contributors to the treasury.’"
This woman went all in with her finances. She gave every last penny she had. She didn’t give a tenth of what she had, she gave it all. This widow is one who would normally be taken care of by the temple. But instead, she was giving to the temple.
She had a very mature financial faith. She knew who her Provider was. She had complete trust in God, not her money.
I have to tell you this story. At Creating a Dynasty a few years ago, I had a young college student – we’ll call her Stephanie – ask me a question about her debt. She was very nervous in asking me this question, and I don’t even remember what the exact question was. But I was led to ask her this question: "Do you still have credit cards in your wallet?" She said yes. I said, "Open it up," and she began to shake. I asked Jenn, our event coordinator, to bring me the scissors.
Stephanie’s jaw dropped and the entire room froze. I said, "Babydoll, come over here. You are going to get free from a poverty mentality right now. You are going to come out of idolotry of credit cards and debt right now. Right this minute, you are going to say goodbye to a generational habit of poverty. Are you ready to be free?" She began to cry as she said, "Yes, but I’m scared!"
Jenn handed me the scissors with a big smile on her face. See, Jenn had gone through the same thing with me not long before. Jenn had paid off debt, and then went back into debt. So I called her into my office and said, "I want your bank statements, your credit cards, and the scissors." So Jenn knew the difference it made for her.
Stephanie was shaking and crying, and the rest of the room was crying as they were watching this. More than 100 people came forward that day to cut up their credit cards.
You see, many people put their hope in plastic. Many people put their trust in their ability to produce an income or in a president or even in their teacher or mentor. But there is only ONE who is worthy of your hope and trust, and it is not a human or any item we make with our own hands. During Bible times, they created idols with their own hands. But hello, who do you think made credit cards?! Credit cards are not security! They are not something to put your trust in for emergencies. HE is Lord over your finances. Plastic is not lord over your finances!
There was a comment on our Facebook page last night during the Spiritual Equipping Broadcast from one of our amazing clients, Domari. She wrote, "My daughter is in the kitchen cutting up my last 2 credit cards and I am crying…and I feel like I’m about to throw up!! I heard Dani say this at Dynasty and I didn’t obey and I’ve been using the card on and off since then. No more. I want to be free. It’s done."
And once everyone heard what Domari had done, more comments and photos started flooding in from others who decided to stop putting their hope in their credit cards!
Most people put their trust in their work, in their boss, in ther own ability, in plastic, in inanimate objects, and that is why they fail. My friend, that is NOT what you are called to! You are called to something bigger, greater, higher!
I was coaching with one of my clients recently, and he told me that right before we started working together, he had an attorney offer him a line of credit up to a million dollars. He was already hundreds of thousands of dollars in business debt, and he was going further into debt each month. Fortunately, he didn’t jump on the million dollar credit offer. He came to First Steps to Success, and he realized why he had so much debt. It was because it was available to him!
So when he and I started working together and I started holding him accountable, I told him debt is no longer an option. Cash flow was his only option! So he cut all the ties to more more debt. Instead, he put his entire focus on creating cash flow. And for the first time ever in his business, he made a profit last year. He’s generated 6 figures this year, and he’s paid off an enormous amount of debt.
See, when you cut off the options, God creates a way where there seems to be no way. The spirit of poverty tries to trick us, deceive us, and get us focused on the idea that a line of credit is our only hope. But that’s not the only way to do it! There are many ways.
Check this out…
In 2 Kings 4:1-7 it says, "Now a certain woman of the wives of the sons of the prophets cried out to Elisha, ‘Your servant my husband is dead, and you know that your servant feared the Lord; and the creditor has come to take my two children to be his slaves.’ Elisha said to her, ‘What shall I do for you? Tell me, what do you have in the house?’ And she said, ‘Your maidservant has nothing in the house except a jar of oil.’ Then he said, ‘Go, borrow vessels at large for yourself from all your neighbors, even empty vessels; do not get a few. And you shall go in and shut the door behind you and your sons, and pour out into all these vessels, and you shall set aside what is full.’ So she went from him and shut the door behind her and her sons; they were bringing the vessels to her and she poured. When the vessels were full, she said to her son, ‘Bring me another vessel.’ And he said to her, ‘There is not one vessel more.’ And the oil stopped. Then she came and told the man of God. And he said, ‘Go, sell the oil and pay your debt, and you and your sons can live on the rest.’"
WOW WOW WOW!!! Talk about faith and obedience in action! Obedience actually activates faith.
Elisha told her what to do and she obeyed his instructions. She followed directions without questioning him, and her obedience kicked her faith into high gear.
What happened? She started a business with what little she had in front of her. There was no time to search for the right opportunity. The right opportunity had been in her house for years. She just couldn’t see it until she was desperate enough to ask for help and desperate enough to OBEY and follow directions!
That is the proof of faith – when you use it, it grows, and fast! Fear and doubt grow fast too. But when you take action, faith multiplies!
That’s what happened last night when people started cutting up their credit cards. They obeyed the message of putting their faith in their God, and not in their credit cards. They took action, and you’d better believe their faith grew because of it!
The Bible is clear about what we’re supposed to do: ASK for what we need! God actually commands us to ask! Here are just a few examples:
Matthew 7:7 says, "Ask, and it will be given to you; seek, and you will find; knock, and it will be opened to you."
John 14:13 says, "Whatever you ask in My name, that will I do, so that the Father may be glorified in the Son."
James 1:6 says, "But he must ask in faith without any doubting, for the one who doubts is like the surf of the sea, driven and tossed by the wind."
This is what the widow did. She asked. And when she got her answer, she obeyed and followed directions.
But so many times, instead of asking and obeying, we speak death over our finances. We say things like, "I don’t have any money," or "We can’t afford it," or "My business isn’t working."
My friend, if you speak death over your boss, your work, your coworkers, your customers, your business, you are killing your finances. You are killing your financial faith, and you are feeding negativity, doubt, fear, and anxiety.
Remember, what you feed will flourish and what you neglect will die. So choose today to activate your faith through action!
I believe in you and I am excited for you as you continue in this journey. I can’t wait to watch you succeed and mature to a new level of financial faith!
In great faith,