Have you noticed that your paycheck is a little – or maybe a lot - smaller lately? Have you or your company been affected by rising taxes this year? The reality is, 2013 is going to be very different when it comes to you and your money. Millions of people will be faced with the challenge of surviving on a smaller paycheck. Tune in to The Dani Johnson Show as Dani discusses how you can avoid the financial hardship many others will deal with this year.