I want to tell you a story today. A story that I believe can save you a lot of hardship and heartache, if you choose to learn from my mistakes.
See, during my first 10 years of business, we made a lot of money. Many people called us rich, but we certainly didn’t feel rich (or how I thought rich would feel, anyway). I went from being homeless to being a millionaire in 2 years, and I spent the money just as fast. As I made more money, I spent more money.
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My lifestyle grew with my income. I went from traveling coach on an airplane to flying 1st class. I went from McDonalds to 5-star restaurants. From JC Penney’s and Ross to Nordstrom, Bergdorf Goodman, and Saks 5th Avenue. From Motel 6 to the presidential suite at the Waldorf Astoria in New York. From my little Hundai Excel GL to not 1 Mercedes-Benz, but 2 (one for me, and one the kids could ride in). I went from a small apartment to a $250,000 condo filled with expensive furniture (in a gated community, of course). I spent everything I made.
I somehow believed that the flood of money I had experienced was going to last forever. I saw it as a water faucet that would never run dry.
And then one day, I was embezzled for the second time. Ouch! I had a lot of expensive stuff, and no money. I had a $50,000 overhead each month between payroll and business expenses, and I had no income.
I wish I could say that I learned from this bad experience, but I didn’t. Hans and I picked ourselves back up, but a few years later, we did it all over again. This time, on a much larger scale.
We had a $900,000 mortgage. We went from no car debt to $70,000 of car debt. We went from no credit card debt to $30,000. (Do the math…that’s 1 million dollars of debt!)
We decided to move to a cheaper town, where we bought a house with 10 acres, a pool, tennis court, guesthouse, almost 6,000 square feet, 1,000 flowers that bloomed continuously, and a 4-car garage to fit 3 cars and more stuff. And now that we had a bigger house, of course we had to buy MORE stuff!
Right after we spent a small fortune remodeling our 3rd dream home, we hit some horrible, horrible hard times – again. I was diagnosed with a fatal heart condition the same day Hans lost ALL of our life savings in the stock market.
Long story short, my first decade of making money was all about getting rich quick, only to end up with major financial failures, a lot of pain and suffering, too much stuff, tons of debt, and stress I couldn’t handle.
There is a simple financial law that I learned years ago that has completely changed my finances and my life. It changed my family’s life. I have seen it change my clients’ lives.
It is a law that has made the last decade completely different for us. It has been a steady climb up. I’ve had so much less stress and more prosperity. But it didn’t just happen.
I have had 3 major financial corrections in my life because we were totally unfaithful with the money I had been given. We made more and spent it all. The bigger the paycheck, the bigger our lifestyle was. We were not faithful.
There is a financial law that says if you are faithful with what you are given, you will be given more. But those who are not faithful with the little they have, even what they have will be taken away.
If you live in the USA, you probably just experienced a budget cut – one you didn’t ask for. One our government promised they wouldn’t enforce for those who make less than $250,000 per year. You were not supposed to have an increase in taxes, and yet our politicians did what they said they wouldn’t do. Now, even minimum wage workers are getting less in their paychecks because of tax hikes by the government. They refuse to cut their spending, and they decided not to give themselves a budget cut, but to give you one instead.
All of this is a correction. Our government has not been faithful. Our citizens have not been faithful. So here comes the squeeze. America has over 16 trillion dollars of debt and that number is growing daily. The citizens are also in massive debt. US household debt rose from nearly zero in the 1950′s to 13 trillion in 2012.
For he who has not been faithful, that which he has will be taken from him and given to the one who has been faithful. He who has is going to be given much more.
My friend, which side of this equation do you want to be on? If you are on the wrong side, you must learn how to get on the right side.
We have been sold the so-called "American Dream". But what is that, anyway? We have become a distracted people, addicted to food, games, sports, entertainment, and stuff. We have become Rome. Rome was a powerful force that ruled the world, but it fell and is now a tourist attraction. We have got to get off of this deceptive track and start being faithful with the little things.
It is time to position yourself as the one who will receive because you have been faithful with what you have been given. I do not want you to face the painful correction that comes to those who are not faithful. Millions of people are out of work and on food stamps. People everywhere are hurting financially. Men, women, and children are feeling the squeeze. Families are completely heartbroken because they have lost everything.
I have been there. I have made so many mistakes, and I have learned from those mistakes. Please learn from my mistakes as well. Learn from the correction I have experienced through losing everything, including my money and my health.
You are reading this message today because you are being positioned to be the receiver and not the financial failure.
I believe there will be a remnant that will rise up and become financially responsible. They will be faithful with the little, and they will be given so much more. And I believe you are called to be part of that remnant.
You may not have been aware of this financial law before today, but now that you know, you can begin to follow it. And I promise, there are so many blessings in store for you when you are faithful with the small things. I’ve experienced it, and I want you to experience it as well.
Can you imagine if the whole world knew this?! Can you imagine if you knew this 10 years ago? It’s not too late. Please join me in spreading this message. Simply pass this along to your friends and family, and share this post on Facebook and Twitter. The world needs to know this, and you can help us make that happen.
I’d also really love to know your thoughts about this. Have you experienced financial correction or financial blessing? Please share your comments below.
Other than that, I hope you have a great day! I’m excited to see how you take this and apply it in your life. And Until next time, God bless!
In great faith,

P.S. Don’t keep making the same financial mistakes. Getting on the right track is easier than you think.





I am there now in a position of too much debt
And not enough to cover it. I am not sure what
To do.
Thanks so much for the reminder. I agree. This is so true, “If you are not faithful with a $20 in your pocket, you won’t be faithful when you have a $100.”
Another way to say it, “If you are not a giver when all you have is a $20, you won’t be a giver when you have a $100″.
thanks Jeff and that’s true
Dante and I were just talking about this this morning, I was telling him how I constantly live under the weight of guilt for all the money that we have made in the past and how foolishly we have spent it on frivolous things that we do not need. Our house is full of stuff that just is weighing me down. We are under a mountain of debt and are currently looking at selling off assets and selling off everything that we can just get out of debt and start living a simple life knowing now how unimportant things are that the world tells us we need and we have bought into that lie. We are currently looking at selling off properties and other things that we have accumulated over years to help us get back to zero So that we can start over and pray that we have earned the trust of God to know that this time we will be good stewards. Dani can you just agree with us in prayer that we will be given mercy for all our bad choices and that our properties will sell and we will be able to payoff banknotes and credit cards and get out of this mountain of debt, that the Lord will to see our faithfulness and know that He can trust us. Praying for all those feeling this financial crisis. I want to move to TEXAS!!
Wow, Very well Said Dani. I can definately relate.
Thanks coach. I thought I was the only one that this happened to, as were a very public example of “Exhibit A” of the above as we had a major “correction or kick in the head 10 years ago this week?”. I now see it is all part of the long term journey and there are things we needed to learn still, and getting nudged wasn’t going to help us learn it, we needed a brick in the head…
10 years ago this week we went from being the 4th fastest growing company out of 18,000 companies in our industry, and the most award winning companies in our city with a new 4500 sq. foot dream home, and went from $150,000/yr income to $15,000/yr. income in 6 months. In the same month we lost our house, commercial building, car, Debbie lost her vision in one eye (turned out to be MS), 2 broken bones (unrelated), 2 kids hospitalized (unrelated), and I ended up with an illness that knocked me down for a couple of years.
So yes your story above makes a lot of sense and I know that these things didn’t happen by fluke, as it it could only be a result of a perfect storm for us to go from such security to disaster in such a short period of time unless it was from a divine plan to teach us something.
ps… Your coaching over the last year has opened our eyes to take advantage of the lessons that we were meant to learn years ago (but obviously we are slow and stubburn learners) so now after 10 years of flat sales we grew our traditional business by 50% last year and at the same time Debbie has been a Genious at helping with War on Debt so hopefully we are doing a better job of honouring the little things.
Thank you again Dani from the Nanaimo, Canada Parkers
“This is the year I step out and take a risk of being financially stable.”
Working hard on my skills for the next career move – maybe I will reach
the 6 figure income – I just walk by faith and not by sight. I save 23%
of each monthly paycheck and pay myself first.
I listen to the fear of failure video at least 4 times a day and tell fear to go to hell
where it belongs. It is scary and I am stepping through it on a daily basis.
With all my gratitude to you and Hans,
Barbara
Need to put god first in all areas.. mostly money. In soo much debt . completely strapped. and haven’t used a credit card in 5 years. Just cash but there is not enough to live on…. Got laid off in 2011. I need to tithe the little I do have.
Edie
Good for you – your decision to tithe first is the BEST thing you can do. I have had so many ups and downs – yet, in God’s own weird way, he provided me with a 2006 SEL Tarsus after having a 15 yr old car (had an accident; car totaled) , provided help to fix all sorts of things in my house that I couldn’t fix, and gave me a great sunday school I am grate for! My house is paid for, my car has debt protection – if anything happens to me, my son has it free and clear (along with my house). I didn’t tithe regularly but have started to and the difference in my life is not startling but quietly joyfilled; It is obvious God is watching out for me.
I encourage you to focus on getting out of debt but to keep your eyes on God and remember that everything we have, including money, belongs to HIM. We are to use it carefully, remembering its only a loan to us. Our reward is in heaven. Don’t forget that God is watching over you, you will be okay and you are not a failure – God doesn’t make failure. Remember his promises to us.
God bless you !!!
I so can relate to what I read here Dani. Almost six years ago I lost my husband in an accident. We were up north enjoying our weekend in our cabin when my life came crashing down on me. We had small custom cabinet business, built our dream home & was living quite comfortable. My awesome husband got hit by a speeding car. Left alone with my sixteen year old son, I had no clue what to do but to just close the business & the house got foreclosed on. I couldn’t do this alone. I went into a deep depression & paranoid about everything. I had no job for 3 years. I cried why me, why did this have to happen? I prayed daily. I asked god for answers. Then one day I just pulled myself up & got a job working retail. It’s not much money but its something. It is very humbling to fall & have to start over in life, let me tell you. Everyday I feel stronger & know that god has a plan for me. I know that some day I will back on my feet. Oh, and yes I also didn’t appreciate the small things in life that money can buy. I figured that things will never change for the worse but they did.
Hi Dani,
I am going through a life changing experience. My husband walked out on me and our children and I am trying to figure out how to get myself on my feel. I have no job, facing eviction, and so many responsibilities. Where do I start? We were self employed. I got your book, read it quickly, and became excited. I am currently reading Jeff’s book, yet need to make some quick progress to take care of me and my family. Any suggestions on a few things or directions on where to start immediately? Thank you.