How God Works Through Your Imperfections
Have you ever felt like you weren’t good enough, pure enough, holy enough or righteous enough to be used by God? Then I have a BIG secret to share with you today.
Today, I want to discuss what might be your most feared topic, budgeting.
It seems like such a simple way to save money and get out debt. But if budgeting was easy, don’t you think more people would be financially independent? I’m not asking for a medal here for being the first to talk to you about personal budgeting (at least I hope I’m not the first). I can, however, equip you on some easy ways to create your budget.
The first thing I suggest to any and every one when going over personal finances is to get a hard copy of your bank statement from the last 30 days! Along with your bank statement, try to write down everything you spent cash on. You don’t have to remember every single item, but try to write down as much as you can.
I always suggest hard copies because there is a mental disconnect between looking at numbers on a computer screen. You need to be physically holding those numbers!
With both of these handwritten pieces, follow the steps below:
This is usually where I get a lot of questions or people start defending their spending habits. “Dani, eating organic is a necessity for me.” That is great for you! But do you need to eat all organic AND your 10 dollar latte every day?
Your personal budget is just that, your personal budget. Only you know what is a luxury and what is a necessity in your life. Just realize in our society we have built up many so-called luxury items to be a necessity.
Remember: Always weigh your ego against your bank account. Your ego tells you to spend money on what makes you look good. So ask yourself, is this transaction a purchase for my ego? Is going out to eat and getting drinks so frequently worth putting you behind on your bills? Is having the newest iPhone worth it? A few items might be worth it — but the second you start defending every luxury item on your bank statement is a sign your ego is butting in.
Look, budgeting isn’t easy, but it really can be simple. And the value of being out of debt is beyond worth it. Also, if you’re teaching your children great budgeting tips now, can you imagine how that will benefit them later on? Make this Daily Fix your topic at the dinner table tonight! Leave your comments below and share the link with your friends.
I hope you were on the show last night! If you weren’t, man you missed out on a great discussion on a way to help children in America who are being sold as slaves. The links in the sidebar will take you to the archives, but don’t miss out again! Tonight is the Monday Night Strategy Call at 9pm ET/ 8pm CT and I am excited to talk to you!
In great faith,
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Have you ever felt like you weren’t good enough, pure enough, holy enough or righteous enough to be used by God? Then I have a BIG secret to share with you today.
If you do not teach your children about money, they WILL learn it from someone else. Setting a good example is the first step toward teaching kids good money habits for a lifetime of financial success!
I’m going to do something I rarely do – I’ve only done this once before…EVER! I’m going to give you an all-time favorite recipe around my house. It’s so simple, ANYONE can do it. Even YOU!