I want to share something with you today that really has the potential to change your financial life forever. It is actually going to be a bit of a continuation of last Sunday night’s radio show. That particular show was so powerful. In fact, when it was over, I was grieved in one way, and very stimulated and motivated in another way.
On that show, we talked about the fact that most people in America have had an increase in their taxes this year. People all the way from minimum wage workers to 6-figure earners are seeing less of their paycheck. And sure, that may be fine for those who have enough money, but it’s not okay for those who don’t!
I had several callers who called in to share their experience with higher taxes so far this year. One was a military family. The woman’s husband got a 2% raise at the end of the year, but starting in January, he had 8% taken out of his check. So in all reality, they are making less than they did last year. It’s kind of like a bait-and-switch thing. She said, "Thank God I started my own business last year, and that’s making up for the amount we are losing in my husband’s check."
Another caller, Lynn, shared this story about her husband. He has been a physician for 30 years. They have had $3,750 per month taken out of their check. That’s $45,000 per year!!!
Maybe you’re one of those people who is saying, "So what, he’s doing well, he can afford to pay a little more in taxes." If that’s the way you think, that’s fine. I’m just saying, if you suddenly had a $45,000 decrease in your pay, I’m sure you wouldn’t be very happy either. Lynn actually had a really good attitude about it. She was just saying, "I wish I knew where that $45,000 was going, and if it was actually going to help people who are in need. That would make me feel better, but none of us really know where that money is going."
The third caller I want to talk about really got to me. His name is Jeff, and he is a small business owner out of Chicago. You could feel his heart just burning about this. He pays himself as an employee, and his tax increase was between $250 and $300 per month. But the part that really got him and me was when he said, "I have minimum wage employees who are young people. They are always coming to me for more hours. They love what we do and they want to be a part of it, but now they’re getting a decrease in pay. It’s not because I’m paying them less, but because the government decided to take money from these young kids."
I could hear Jeff’s heart breaking as he told me that he’s afraid to hire more people. He wants to offer good opportunities to young people. He is grooming the next generation for success. But because of an increase in taxes, he has less opportunity to hand to these kids.
My answer to Jeff, and my answer to you is this: This is not the time to shrink back. Whether you had an 8% increase in taxes or you’re losing $45,000 of your income this year, or you’re losing $300 per month, this is not the time to shrink back from building your business or your income.
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It almost seems like that’s what some people want us to do. They want us to be afraid and shrink back. They want us to get discouraged. But I’m telling you, this is not that time!
Please don’t be like 98% of the population who is sitting around right now complaining about higher taxes, and still spending money like a fool. Please don’t do that.
It is time to get really serious about simplifying your finances. It is time to decide what is truly important. It is time to reach down into your budget and decide what is wise and what is foolish.
98% of the people who are affected by this tax increase will be going further into debt each month, and for what? So they can keep going to Starbucks every day? So they can still have their kids in 5 different activities? So they can continue buying things they do not need? That will be most people.
But I’m telling you this is a perfect opportunity to really look at your finances and decide to become financially responsible, which then leads to financial independence.
My friend, I want to see you debt free. I want to see you succeed financially. But you cannot do that if you buckle under fear. You cannot do that by continuing to go into debt for stuff. It is time to learn how to become an investor. It is time to learn how to become financially responsible.
That’s why I’m so excited about what I’m going to be talking to you about tonight at 8 pm ET/7 pm CT on our Spiritual Equipping Broadcast. Now listen, you and I may not see eye to eye on spiritual things, but tonight I am going to be teaching some very in-depth principles and laws about money. We are going to look at the difference in getting rich quick and accumulating wealth.
Hans and I messed it up so bad our first 10 years. We made a lot of money and lost it 3 separate times. But in the last decade, we’ve found the combination to unlock the vault of wealth for us. Tonight I’m going to show you that. And it is a message that will directly impact how you manage the tax increases you may be facing right now.
Again, this is not the time to shrink back. This is the time to push ahead. So make sure you learn how to become an investor instead of a consumer. The consumers will go under in the years to come, but the real investors who understand how to make their money grow.
I’m excited to see what this year will bring for you. And if this message helped you in any way, please go ahead and pass it along to someone else. There are people you and I know who really need to read this today. Please share this post on Facebook and Twitter as well!
I’m excited to talk to you tonight on the Spiritual Equipping Broadcast. And until next time, God bless!
In great faith,