A few weeks ago, we made a post titled The Debt Cycle And How To Earn 16% On Your Money (Part 1)! We received a lot of feedback from this video post, and thought we should do a follow up post describing exactly what the process is to earn 16% on your money! The secret [...]

For over 5 years world renowned author, success coach and trainer, Dani Johnson has unleashed the ultimate secret financial weapon at her live events that has freed thousands of her clients from millions of dollars of financial bondage.

Big credit card companies, banks, retail stores and even our own government continue to entice people worldwide into the most sinister form slavery, DEBT.

There’s a proven financial concept that we have taught thousands at our events that has literally helped thousands of our clients become debt free and financially independent. It may not be easy to hear, but you need to hear it anyway. Here it is…

FACT: Money Goes From Dumb To Smart

Here’s a disturbing (but very funny) video below showing you just how this demonstration played out at a recent live event!

Here’s A Flow Chart Of The Process:

Here are just a few statistics that might surprise you:

Right now the average credit card debt per household with credit card debt: $16,007 – CreditCard.com

Credit card purchase transactions in U.S. (Through year end 2009):
Visa – 9.0 billion (Down 2 percent)
Master Card – 5.9 billion (Down 6 percent)
Discover – 1.6 billion (Down 0.3 percent)
American Express – 3.6 billion (Down 7.4 percent)
TOTAL – 20.2 billion (Down 4 percent)
(Source: Nilson Report, February 2010)

The simple truth is that paying off credit card debts (which average 16% and higher) is as good as earning 16% risk free on your money!

Here’s another statistic that will blow your mind! At our last First Steps To Success event in Jacksonville, FL the amount of total debt paid by just 36 of our clients that have declared their own personal War On Debt™ was:

$1,884,219.84 in 18 months!

That’s almost 2 Million Dollars in DEBT PAID OFF with just 36 people in 18 months, can you believe that? Its true and easier than you might think.

Imagine if you had all the tools you needed to pay off your debt, WITHOUT ever increasing your income? Thousands of our clients all around the world have done just that.

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In this article Dani shares from her own personal experiences, what it takes to break off a poverty mindset and how to get rid of habits that keep you from financial success in your life! Make this your year to start developing a healthy foundation for financial prosperity. Now more than ever it’s important to get a hold of these key principles and set yourself up for dynamic financial change that is long lasting!

Below are 6 quick tips to help you identify what a poverty mindset looks like and how to break it once and for all, ensuring that it doesn’t destroy you and your family!

1. Your Environment Is Everything!
I grew up on welfare with parents who continuously ran out of money 4-7 days before the next set of food stamps came. I also watched them use the money for drugs which is why they never had money for anything other than basic food and shelter. There was also a lot of abuse: violent fights & screaming. No peace. No security. We would often eat ‘wonder bread’ and marjoram with garlic salt on top and that was dinner. Growing up in that environment ABSOLUTELY shapes one’s mind about money and life. I would hear from my parents that “we can’t afford this and can’t afford that”, as if there was no other way to get money other than welfare. There was no budgeting to help make the money last the full 2 weeks. They would get their check and blow it on junk food, alcohol, drugs etc. Then act like victims for the rest of the days while waiting for the next check or shall I say, the next binge. Change your environment, and you change your financial future.

2. Don’t Speak The Language Of Poverty!
There are things that can impact our financial mindset as an adult, both good and bad. Let’s start with the bad, it is the most common. When you as a child see the patterns of adult spending habits, it clearly teaches you how to spend. Out of fourteen thousand hours of school we all had from kindergarten to grade twelve, how many hours were spent on teaching you and me financial wisdom? A BIG FAT ZERO!!! So where did you learn your financial habits? Other adults: primarily your parents. We spend the way they spend. We value what they value. We carry their views on most things. So if your parents spent foolishly, their actions taught you to spend foolishly. If your parents spent wisely, you would gravitate towards wisdom in finances.  If your parents were really wise they would have explained why they spend the way they do and how to by-pass financial failures through proper money management. I grew up hearing a language of poverty that sounds like this: “we can’t afford it”, “we don’t have the money”, “that’s for the rich people not for us”.  All of those statements are victimized, poverty statements. Change your language, and you change your financial future.

3. Eliminate Unhealthy Financial Traditions!
I am living proof that the unhealthy traditions that ARE passed down from one generation to the next CAN AND WILL be broken, if you are serious about BREAKING THEM! I went from welfare to multi-millionaire.

1. First, it starts with making a decision. So do you like where you are at financially? Are you tired of the excuses of being broke? Tired of the pressure of debt? Do you not want to live the way you were taught and are you ready for a serious change? If so, then make a decision today to do whatever it takes to take action towards financial independence.
2. Second, you MUST learn some new skills to replace the poor skills you may have learned from those around you.
3. Third, realize that repetition is the mother of skill. Through repetition you have learned poor financial skills and through repetition you will learn great financial skills. Be careful who you learn from. If you want to become financially independent you should learn from someone who is, not someone who looks like they have a lot of money. Most people that “look” like they have a lot of money, often, do not.  Most people are far from reaching their goal of financial independence.

Change your traditions, and you change your financial future.

4. Understand The Power Of Repetition!
We are all products of our environments. We learned how to walk, talk, and eat from those around us. Everything we know how to do we learned, or at the very least we were influenced by those around us. We typically do what we see others do, even if it’s not good. Have you ever said ‘I will never be like…’, or have you ever sworn not to say and do things that your parents said and did, only to find yourself doing and saying the same things? Well there you go! History is repeating itself, again!  Decisions made without establishing new skills will lead to failure of the decisions becoming a reality. Change your habits, and you change your financial future.

5. A Solid Financial Foundation Starts Early!
Your children are always listening and watching, whether you realize it or not.  They see everything and they learn so much faster than we as adults do.  Groom them for Success instead of unintentionally grooming them for failure.  If your kids are going to succeed it is going to have to come from you. Do you want them to suffer financially in the future?  Do you want them to have the same struggles you have had? Or do you want them to have the best shot at success? Grooming the Next Generation for Success will help you teach kids to succeed now and in the future.  When they learn while young, success becomes a part of their very fiber instead of hoping they will succeed they will be groomed to succeed! Help someone else succeed, and you change your financial future.

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6. Take Action!
If you are reading this right now, know that you have been chosen for those negative traditions to NOT pass through you. It’s out of ignorance that we fail. I love this quote by Solomon, the richest man who ever lived, “A prudent man sees danger and takes refuge, but the simple keep going and suffer for it.” Don’t be stupid!! If I could learn how to become financially independent then so can you. If thousands of my clients could experience financial success, then so can you. Do not let this be another article you have just ‘read’. Take action today. Start learning the difference between wise and foolish spending. Learn how to create assets instead of liabilities. 

There Are 3 Key Skills Concerning Money.

1. How to make it (most know how to do this) – see Unlimited Success for more help in this area.
2. How to keep it (very few today know how to do that) – see War On Debt for more help in this area.
3. How to make it your slave instead of you being a slave to it (even fewer know how to do that) – see First Steps To Success for more help in this area.

Money is always looking for a place to go. If you do not direct it yourself towards something wise (that’s NOT another pair of black shoes or more toys and tools), money gets SUCKED UP into thin air. Poof it’s gone. The time is NOW for all of us to step up to the plate, leave our bad financial failures and habits behind and hit a home run into our kid’s futures. I’m in, what about you?

Take action right now, and you change your financial future – forever.

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The worst thing about success is a little bit. This is when you begin to think that you’ve got it all together, all figured out, and don’t need any more help. You move from humble, desperate, and teachable all the way to completely stubborn, pig-headed, and unsuccessfully directing others to do what you don’t even know how to do. This is the worst thing about success!

But the best lesson that I ever learned that made me a millionaire is this:

I had a little bit of success in business which earned me an invitation into a board meeting with a man making a half-a-million dollars a month. I was the only woman in the room and all the other participants were within 5 years of my age.

Everyone was chiming in and talking, when I spoke up and said, “You know, I have a great idea!”

The millionaire slams his hand on the desk and completely humiliates me by saying, “You are so stupid!”

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“It was so simple for me to get here… but you have to know how to cross the line” ~ Dani Johnson In this audio broadcast, Dani makes clear the differences between 98% of the population and the top 2%. She tells you exactly what mindset and skills you need to cross the line, plus [...]

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Are you the type of person that others like to work with? On this audio broadcast, Dani reveals how to be set free from one of life’s most challenging hindrances…working with people. In part one of this two part series called “Sowing and Reaping” listen as Dani teaches you exactly how to become the kind [...]

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On this training call, Dani reveals what authentic leaders do to set themselves apart. She describes the dangers of the environment of mediocrity and how to get yourself into an environment for sustained success. Topics include: The signs of an authentic leader The purpose behind the desires of your heart What happens when you start [...]

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