I want to talk with you about a very costly mistake today. You might be making it in your life and not even realize it! There is a certain phrase that drops out of the mouth, and it is very subtle, but it leads to a detrimental mindset about money.

Let me just ask, what is your solution for a personal financial breakthrough? If it sounds something like “If only I didn’t have debt”… “If only I made more money”… “If only…” you are exactly the type of person I am talking with today! Because right there, lies the mistake.

What, how? Life and death is in the power of the tongue, you will eat the fruit of what you speak. If you are speaking these words into your financial life, you are giving life to the poverty mindset. So, what does that mean?

The poverty mindset affects the very rich and the very poor. It doesn’t matter how much you make, if you have the poverty mindset you spend everything you make. Think of a hungry dog. If you set endless food in front of a starving animal they will eat ALL of it. Because it is instinct!  The dog doesn’t know when they will see food again. That is essentially the mindset you have with money, if you spend every penny you make. This paycheck could be your last so you have to load up on STUFF and STATUS QUO items now.

I want to share a quote with you from John Maxwell, “Everyone wants to be thin, but no one wants to diet. Everyone wants to live long but few will exercise. Everyone wants to money but seldom will anyone budget or control their spending.” And it’s true, I’ve seen people who would rather PRAY for financial breakthrough before they would change their spending habits!

Do you wish to obtain financial independence? Let’s look at that word “independence.” Most people with the poverty mentality believe independence means doing what you want, whenever you want, with whom you want. But it actually means you possess self-control and self-discipline. It means you have a plan at work and it works! Independence does not mean lack of accountability. In fact, it is all about accountability.

If you have the independence to make your own decisions, what are you doing with it? Driving your way into debt, filling up on unhealthy food and buying a 32nd pair of shoes? That is NOT responsibility. That actually makes you dependent! Because now you have health issues, rely on government aid or are in debt to the bank!

Independence does not mean foolishness! If you are reaping the fruit of laziness, debt, procrastination, poor health or terrible spending habits you are not sowing into an independent lifestyle. The proof is in that sour fruit. Do you see how this mindset is totally different than what most people think of in terms of independence?

Today I want you to step away from that old mindset that the majority of the population thinks financial independence means! That way of thinking will lead you into a dependent lifestyle. And who wants to be dependent, when you can have true independence?! Leave your comments below and Like or Share today’s message on Facebook and Twitter!

I’ll be around this afternoon at 12 pm ET/11 am CT on The Dani Johnson Show so grab a pen, pencil and come ready to take notes. You can find the show on your TV and radio and please remember you can always stream today’s show right on our website.


In great faith,


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Categories: Budgeting   

Tags: article   budgeting   financial independence   money   spending habits   The Daily Fix   

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